8:30am    Marketing Financial Instruments.  This panel will discuss the interaction of, and the allocation of responsibilities among, the various departments and functions within a bank or other financial institution and the end user in connection with developing, marketing, selling and issuing certain financial instruments. Moderator: William S. Dixon, Citigroup Global Markets Inc, New York, NY. Panelists: Mark H. Leeds, Greenberg Traurig LLP, New York, NY; Charles Morgan, Skadden, Arps, Slate, Meagher & Flom LLP, New York, NY. 

9:30am   Book / Tax Conformity for Non-Accrual Loans. This panel will discuss the current status of allowing financial institutions to elect book / tax conformity for the treatment of interest that is no longer being accrued for book purposes.  The panel will focus on the issues and concerns that the Service and Treasury have found and will discuss potential solutions.  Moderator: Charles W. Wheeler, Alston & Bird LLP, Washington, DC.  Panelists: Viva Hammer, Attorney-Advisor, Office of Tax Legislative Counsel,  Department of Treasury, Washington, DC; Vincent J. Guilliano, Senior Counsel, LMSB, IRS, Washington, DC; Mark R. Baran, Powell Goldstein LLP, Washington, DC.

10:45am    Current Developments. This panel will discuss recent developments regarding credit
card issuer fees, Tax Court cases, overseas banking developments, and other matters of 
importance to the industry. Moderator: Roburt Waldow, Heller Ehrman, San Francisco,CA. Panelist: Professor Ronald Blasi, Georgia State University School of Law, Atlanta,GA.